Terms of Service

Effective Date: July 1, 2026

Welcome to Manzanarez Group ("Company," "we," "our," or "us"). By accessing or using www.manzanarezgroup.com (the "Website"), you agree to be bound by these Terms of Service.

If you do not agree with these Terms, please do not use this Website.

1. Services

Manzanarez Group provides information related to residential real estate, mortgage financing, home buying, home selling, refinancing, and related consulting services.

Information presented on this Website is for informational purposes only and should not be considered financial, legal, tax, or lending advice.

2. No Guarantee

The information provided on this Website does not guarantee:

Mortgage approval

Interest rates

Loan terms

Property availability

Property values

Closing timelines

Every transaction is subject to lender approval, underwriting requirements, market conditions, and applicable laws.

3. Eligibility

You must be at least 18 years old to use this Website or submit your information.

4. User Information

By submitting a contact form, consultation request, or other inquiry, you agree that the information you provide is accurate and truthful.

You authorize Manzanarez Group to contact you regarding your inquiry.

5. Electronic Communications

By submitting your information, you consent to receive communications from Manzanarez Group, including:

Telephone calls

SMS text messages

Appointment reminders

Follow-up communications

Marketing messages (where permitted by law)

Message and data rates may apply.

You may opt out of marketing communications at any time.

6. SMS Communications

If you provide your mobile number, you agree to receive SMS communications related to:

Appointment confirmations

Consultation reminders

Loan updates

Property information

Customer support

Promotional messages (with consent)

Reply STOP to unsubscribe.

Reply HELP for assistance.

Message frequency varies.

7. Intellectual Property

All content on this Website, including but not limited to:

Logos

Branding

Graphics

Images

Videos

Written content

Website design

is owned by Manzanarez Group unless otherwise noted.

No content may be copied, reproduced, or distributed without prior written permission.

8. Third-Party Links

Our Website may contain links to third-party websites.

We are not responsible for their content, privacy practices, or services.

9. Disclaimer

Information provided on this Website is offered "AS IS" without warranties of any kind.

We make reasonable efforts to keep information current but do not guarantee completeness or accuracy.

10. Limitation of Liability

To the fullest extent permitted by law, Manzanarez Group shall not be liable for:

Indirect damages

Lost profits

Business interruption

Errors or omissions

Decisions made based on Website information

11. Fair Housing

Manzanarez Group supports all applicable federal and state Fair Housing laws.

We do not discriminate based on race, color, religion, sex, disability, familial status, national origin, or any protected class under applicable law.

12. California Residents

If you are a California resident, your personal information is protected under applicable California privacy laws, including the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA).

Please refer to our Privacy Policy for additional details.

13. Changes to These Terms

We reserve the right to update these Terms at any time.

Changes become effective immediately upon posting.

14. Governing Law

These Terms shall be governed by the laws of the State of California without regard to conflict of law principles.

15. Contact

Manzanarez Group

Website:
https://www.manzanarezgroup.com

Email:
[email protected]

Phone:
(619) 279-0475